351 E Bay Drive White Stone, VA $ 235,000
351 E Bay Drive
$ 235,000
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351 E Bay Drive

White Stone, VA, 22578
$ 235,000
Bedrooms2 Baths1.0 Sq 988

Monthly Estimate*

$ 1,623

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Single Family Home for sale in White Stone, VA

for $235,000 with 2 bedrooms and 1 full bath. This 988 square foot home was built in 1974 on a lot size of 0.29.

Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you’ll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. Located in a small waterfront community with minimal restrictions, owners benefit from a community very nice NEW BOAT RAMP, playground, clubhouse, and road maintenance for just $125 per year. Golf Cart Community! Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet* **Sold as-is where is. Any home inspection is for informational purposes only.**

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Single Family Pending

Price

$ 235,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 885

Style

Lot Size

0.29

Year Built

1974

Town/City

White Stone

County/Region

Lancaster

MLS | Web ID

2530050

Features
General
Interior Features Bedroom on Main Level Fireplace Laminate Counters
Sewer Septic Tank
Heating Electric Heat Pump
Cooling Heat Pump
Possession Close Of Escrow
Roof Composition
Appliances Dryer Electric Cooking Electric Water Heater Refrigerator Stove Washer
Exterior Features Dock
HOA 150
Association Fee Includes Road Maintenance
Patio/Porch Features Screened
Architectural Style Ranch
Pool Features None
Construction Materials Block Concrete
Year Built 1974
View Water
Stories 1
Topography Level
Levels One
Property SubType Single Family Residence
Tax Year 2024
Percent Ownership Individuals
Waterfront Features Creek Dock Access Mooring Waterfront
Community Features Boat Facilities Common Grounds/Area Clubhouse Playground
Assoc Fee Paid Per Annually
County Lancaster
New Construction false
Property Type Residential
Home Owner Assoc true
Subdivision Name Dymer Shores Estates
Garage Y/N false
Total Rooms 5
Full Baths 1
Status Pending
Directions From White Stone to Kilmarnock - RT 3 - Right on Chases Road. Left on Apple Grove Blvd (Dymer Shores) Right on Holly St. Left on Peach Tree Lane. Right on E. Bay Dr. Home on Right see sign.
High School Lancaster
Body of Water DYMER CREEK
Disclosures Disclosure on File
View Y/N true
MLS Area 110 - Lancaster
Lot Size Units Acres
Waterfront Y/N true
Elementary School Lancaster
Year Built Details Actual
Tax Annual Amount 885
Middle/Junior High School Lancaster
Property Condition Resale
Days on Market 246
Standard Status Pending
Occupancy Type Owner
Tax Assessed Value 160900
Tax Lot 0.29 ACRES
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
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Interior
Flooring Laminate Linoleum Vinyl
Total Fireplaces 1
Fireplace Features Wood Burning
Total Stories 1
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Screens
Fireplace Y/N true
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 1
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Exterior
Lot Features Waterfront Level
Water Source Well
Lot Size Area 0.29
Foundation Details Slab
Lot Size Acres 0.29
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* Excluded Features
List By
David Dew

Listing Agent

Isabell K. Horsley R. E., Ltd.

Broker

david@horsleyrealestate.com

Email

Affordability Calculator

$1,697
Per Month
96%
4%
0%
Monthly Principal & Interest
$1,623
Monthly Property Taxes
$74
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4605551 Elementary School
4605553 Middle School
Lancaster High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$235,000 -21.40% Price Down
4/25/2026$299,000 -8.00% Price Down
11/4/2025$325,000 Listed Price

Map


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351 E Bay Drive, White Stone, VA, 22578 is a Single Family Home for sale at $235,000 with 988 sqft and a lot size of 0.29. 351 E Bay Drive has 2 bedrooms, 1.0 baths, and was built in 1974. The property's zip code is 22578 which is in White Stone, VA