196 Matthews Cove Drive Montross, VA $ 599,000
196 Matthews Cove Drive
$ 599,000
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196 Matthews Cove Drive

Montross, VA, 22520
$ 599,000
Bedrooms3 Baths2.0 Sq 2,229

Monthly Estimate*

$ 4,137

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Single Family Home for sale in Montross, VA

for $599,000 with 3 bedrooms and 2 full baths. This 2,229 square foot home was built in 1993 on a lot size of 2.34.

Superior location for this One level brick Waterfront Home on the protected Matthews Cove of the desirable Nomini waterway! A Sprawling 2.34 acres offers a huge back yard, Nice shade trees and lots of nature to enjoy! As soon as you enter, you will see the nicely laid out interior. Relax and take in the breezes on the large screen porch! The interior boasts over 2,200 sq ft, an open floorplan, newly updated Kitchen with stainless appliances plus granite counters along with custom Cabinetry, Primary suite offers vaulted ceilings plus a walk-in closet, 2 Guest Bedrooms, Nice Guest Bath, laundry room, Formal dining area and a splendid sunroom that is sure to please every buyer. Other great highlights: side grilling deck, a paved driveway, a large 400 sq ft waterside deck great for entertaining, an outdoor shower, a covered front porch & More. There is an oversized attached garage which has space for vehicles, gardening equipment and a workshop area. A Great water Location with a pier, boat lift, good boating depth, 315 ft of shoreline and a quick boat ride to Sharks tooth Island or the Coles Point Tavern for a tasty meal! Very accessible to Fredericksburg and Northern Virgina too ! 196 Matthews Cove Drive would be a Great Place to reside full time or just enjoy as a weekend retreat !

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Single Family Active

Price

$ 599,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,879

Style

Lot Size

2.34

Year Built

1993

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

2532600

Features
General
Interior Features Bedroom on Main Level Ceiling Fan(s) Separate/Formal Dining Room En Suite Bathroom Full Bath on Main Level Fireplace Granite Counters Main Level Primary Recessed Lighting Walk-In Closet(s)
Sewer Septic Tank
Heating Electric Heat Pump
Cooling Central Air Electric
Possession Close Of Escrow
Roof Composition
Appliances Dryer Dishwasher Electric Water Heater Gas Cooking Microwave Refrigerator Stove Washer
Exterior Features Boat Lift Deck Dock Porch Paved Driveway
HOA 315
Garage Spaces 2
Patio/Porch Features Screened Deck Porch
Architectural Style Ranch
Pool Features None
Construction Materials Brick Drywall Frame
Year Built 1993
View Water
Stories 1
Levels One
Property SubType Single Family Residence
Tax Year 2024
Percent Ownership Individuals
Waterfront Features Creek Boat Ramp/Lift Access Waterfront
Community Features Boat Facilities Dock
Assoc Fee Paid Per Annually
County Westmoreland
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Nomini Bay Farms
Garage Y/N true
Other Structures Garage(s)
Total Rooms 7
Full Baths 2
Status Active
Directions From Montross - take Zacata Rd- L on Federal Farm Rd- L on Skyview Dr- R on Matthews Cove Dr- home on R
High School Washington and Lee
Body of Water Matthews Cove-Nomini Creek
View Y/N true
MLS Area 102 - Westmoreland
Lot Size Units Acres
Waterfront Y/N true
Elementary School Cople Elementary
Year Built Details Actual
Tax Annual Amount 3879.4
Middle/Junior High School Montross
Property Condition Resale
Days on Market 219
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 570500
Tax Lot 23
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
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Interior
Flooring Carpet Vinyl Wood
Total Fireplaces 1
Fireplace Features Gas Masonry
Total Stories 1
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
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Exterior
Parking Features Attached Driveway Garage Paved
Lot Features Waterfront
Water Source Community/Coop Shared Well
Lot Size Area 2.34
Lot Size Acres 2.34
Frontage Length 315.0000
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* Excluded Features
List By
Melissa L. Bradley

Listing Agent

Shore Realty, Inc.

Broker

shoregal82@gmail.com

Email

Affordability Calculator

$4,460
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,137
Monthly Property Taxes
$323
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
4791494 Middle School
Washington and Lee High School High School
Pricing History
DatePricePrice ChangeDescription
7/26/2026$599,000 -2.60% Price Down
4/4/2026$615,000 -1.60% Price Down
12/4/2025$625,000 Listed Price

Map


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196 Matthews Cove Drive, Montross, VA, 22520 is a Single Family Home for sale at $599,000 with 2,229 sqft and a lot size of 2.34. 196 Matthews Cove Drive has 3 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 22520 which is in Montross, VA