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3 Elm Court Palmyra, VA $ 385,000
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$ 385,000 Get more info
3 Elm Court
$ 385,000
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3 Elm Court

Palmyra, VA, 22963
$ 385,000
Bedrooms5 Baths3.1 Sq 3,370

Monthly Estimate*

$ 2,659

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Single Family Home for sale in Palmyra, VA

for $385,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,370 square foot home was built in 1988 on a lot size of 1.178.

GATED LAKE MONTICELLO POOL HOME ON 1.18± ACRES — 3 ELM CT, PALMYRA, VA 5 Bed | 4 Bath | 3,370± SF + Finished Basement | Saltwater Pool | 1.18± Acre Lot A rare find in one of Central Virginia's premier gated lake communities: a spacious, structurally sound home with a saltwater pool, an oversized lot, and room to grow — priced to sell with updates factored into the Reserve. Live in it now, upgrade on your terms. On public water/sewer, low-risk flood zone. Roof, HVAC, and water heater are near end of life and reflected in pricing — buy right and capture the equity yourself instead of paying a flipper's markup. STANDOUT FEATURES: In-ground saltwater pool (792± SF), pump ~5 years old - 1.18± acre lot — nearly double neighboring parcels- Two decks (626± & 528± SF), covered porch, storage shed- 3,370± SF finished living space plus 778± SF finished basement- Heat pump w/ central air, block foundation, composition roof- LAKE MONTICELLO LIFESTYLE: Gated, privately patrolled community on a 350-acre lake with 5 beaches, marina, boat launches/slips. 18-hole golf course & Fairway Clubhouse, Ashlawn Clubhouse pool, pickleball, tennis, basketball, playgrounds, walking trails, and The Bistro dining — all for ~$1,200/yr HOA. Zoned for Fluvanna County Schools (B+ Niche rating). ~15 miles / 30 min to Charlottesville & UVA. IDEAL FOR: Investors, flippers, contractors, owner-occupants, and 203(k)/renovation-loan buyers seeking more house, more land, and more amenities in a community people pay to join. RealAVM™ $582,300 | Confidence Score 93 | Range $542,200–$622,300 | As of 06/08/2026

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Single Family Active

Price

$ 385,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 3,533

Style

Lot Size

1.178

Year Built

1988

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

2618384
Features
General
Interior Features Bookcases Built-in Features Bedroom on Main Level Breakfast Area Bay Window Ceiling Fan(s) Dining Area Separate/Formal Dining Room Double Vanity Eat-in Kitchen Granite Counters
Sewer Public Sewer
Heating Electric Forced Air
Cooling Central Air Attic Fan
Possession Close Of Escrow
Roof Composition Shingle
Appliances Cooktop Dryer Dishwasher Electric Water Heater Freezer Ice Maker Microwave Range Refrigerator Stove Washer
Exterior Features Deck Lighting Porch Storage Shed Paved Driveway
HOA 1200
Garage Spaces 2
Association Fee Includes Clubhouse Common Areas Pool(s) Recreation Facilities Road Maintenance Snow Removal Trash Water Water Access
Patio/Porch Features Balcony Rear Porch Deck Porch
Architectural Style A-Frame Two Story
Pool Features Concrete Fenced In Ground None Community
Security Features Controlled Access Gated Community Smoke Detector(s) Security Guard
Construction Materials Block Drywall Concrete Plaster Wood Siding
Year Built 1988
Stories 2
Levels Two
Property SubType Single Family Residence
Tax Year 2025
Percent Ownership Individuals
Community Features Beach Boat Facilities Clubhouse Community Pool Deck/Porch Dock Fitness Golf Gated Lake Marina Pond Pool Trails/Paths
Assoc Fee Paid Per Annually
County Fluvanna
New Construction false
Property Type Residential
Association Amenities Landscaping Management
Home Owner Assoc true
Attached Garage true
Subdivision Name Lake Monticello
Garage Y/N true
Other Structures Shed(s)
Total Rooms 11
Full Baths 3
Status Active
High School Fluvanna
Zoning Description R-4
MLS Area 228 - Fluvanna
Lot Size Units Acres
Waterfront Y/N false
Elementary School Cunningham
Year Built Details Actual
Tax Annual Amount 3533.36
Middle/Junior High School Fluvanna
Property Condition Resale
Virtual Tour https://www.dudleyresources.auction/auctions/detail/bw164486
Days on Market 22
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 471114
Tax Lot 99
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
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Interior
Basement Finished Garage Access Heated
Flooring Ceramic Tile Partially Carpeted Wood
Total Stories 2
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Screens
Half Baths 1
Total Bedrooms 5
Below Grade Finished Area 778
Total Baths 4
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Exterior
Parking Features Attached Direct Access Driveway Garage Garage Door Opener Oversized Paved Workshop in Garage Boat RV Access/Parking
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 1.178
Lot Size Acres 1.178
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* Excluded Features
List By
Tim Dudley

Listing Agent

Dudley Resources

Broker

tdudley@dudleyresources.com

Email

Affordability Calculator

$2,954
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,659
Monthly Property Taxes
$294
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4787525 Elementary School
1820733 Middle School
Fluvanna High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/27/2026$385,000 70.35% Price Up
7/24/2026$226,000 22.16% Price Up
7/6/2026$185,000 Listed Price

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3 Elm Court, Palmyra, VA, 22963 is a Single Family Home for sale at $385,000 with 3,370 sqft and a lot size of 1.178. 3 Elm Court has 5 bedrooms, 3.1 baths, and was built in 1988. The property's zip code is 22963 which is in Palmyra, VA

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