7 Loving Terrace Palmyra, VA $ 384,999
7 Loving Terrace
$ 384,999
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7 Loving Terrace

Palmyra, VA, 22963
$ 384,999
Bedrooms3 Baths2.1 Sq 2,047

Monthly Estimate*

$ 2,659

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Single Family Home for sale in Palmyra, VA

for $384,999 with 3 bedrooms and 2 full baths, 1 half bath. This 2,047 square foot home was built in 1997 on a lot size of 0.41.

Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office or play area with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed—perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

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Single Family Active

Price

$ 384,999

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,362

Style

Lot Size

0.41

Year Built

1997

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

2627069

Features
General
Interior Features Bedroom on Main Level Breakfast Area Separate/Formal Dining Room En Suite Bathroom French Door(s)/Atrium Door(s) Full Bath on Main Level Granite Counters High Ceilings Jetted Tub Bath in Primary Bedroom Main Level Primary Walk-In Closet(s)
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Electric Heat Pump
Possession Close Of Escrow Negotiable
Roof Shingle
Appliances Electric Water Heater
HOA 1494
Garage Spaces 2
Architectural Style Two Story
Pool Features None Community
Security Features Gated Community Security Guard
Construction Materials Block Vinyl Siding
Year Built 1997
Stories 2
Levels Two
Property SubType Single Family Residence
Tax Year 2024
Percent Ownership Individuals
Community Features Basketball Court Beach Boat Facilities Community Pool Golf Gated Lake Marina Playground Park Pond Pool Putting Green Street Lights Sports Field Tennis Court(s)
Assoc Fee Paid Per Annually
County Fluvanna
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Lake Monticello
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
High School Fluvanna
Disclosures Familial Relation Owner Is Listing Agent Exempt Disclaimer
MLS Area 228 - Fluvanna
Lot Size Units Acres
Waterfront Y/N false
Elementary School Central
Year Built Details Actual
Tax Annual Amount 2362
Middle/Junior High School Fluvanna
Property Condition Resale
Days on Market 2
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 349100
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
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Interior
Fireplace Features Gas
Total Stories 2
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
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Exterior
Fencing Fenced Full Wood
Parking Features Attached Direct Access Garage Garage Door Opener
Water Source Public
Lot Size Area 0.41
Lot Size Acres 0.41
Door Features French Doors
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* Excluded Features
List By
Carrie Jordan

Listing Agent

Great South Realty, Inc.

Broker

jordanridgeproperty@gmail.com

Email

Affordability Calculator

$2,856
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,659
Monthly Property Taxes
$197
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1821098 Elementary School
1820733 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
10/3/2026$384,999 Listed Price

Map


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7 Loving Terrace, Palmyra, VA, 22963 is a Single Family Home for sale at $384,999 with 2,047 sqft and a lot size of 0.41. 7 Loving Terrace has 3 bedrooms, 2.1 baths, and was built in 1997. The property's zip code is 22963 which is in Palmyra, VA